The Nadeaus

In this video, meet the Cobbs & the Nadeaus

Meet Sandra Dowdy

My Donor Story

Paul and Rita at a Pittsburgh Pirates game in 2019.

Paul, in his own words…

Rita and I share backgrounds of service to others–family, church and neighborhood in our youth. Later we sought careers in serving those struggling with Mental Illness or addiction and assisting Intellectually Disabled individuals achieve independence and inclusion. Being thoughtful of others is “in our DNA” or at least it’s a long-standing habit. That’s not a boast, it’s just a natural fact.

In retirement, we knew that wouldn’t change. In 2011 we were able to acquire a second home, here on the Outer Banks. We commute regularly from our home in Western Pennsylvania, and we are here about 20 weeks a year. One day in 2012 we were driving down the Bypass and saw the sign on the OBRF offices and the word “Relief” resonated with our belief about helping others. Upon inquiry, we found, sure enough, one-time relief was what they were all about. Those assisted didn’t become a “member” of a life-long diagnosis, label, or statistic, but they are otherwise self-sufficient folks, our neighbors faced with a catastrophic event that without special intervention could set back or even derail their aspirations. 

Further discussion showed this to be a free-standing, local agency with extremely low overhead (evidenced on their Budget Balance Sheet). They are not a part of a “Chain Charity” or government bureaucracy. They, thus, have simple, well defined eligibility criteria and streamlined procedures for quickly assisting those in immediate need.

Convinced this was a worthy endeavor, we offered to enter into an Endowment Agreement with OBRF, wherein we would designate a specific percentage of our estate, the principal being invested with the profit each year “in perpetuity” going to support agency efforts. We think that “in perpetuity” part really makes sense.

We then got involved with fund raising, specifically the Sandbar 5K beach race. However, the climate of charity fundraising began to change in the OBX and the agency (volunteer) board wisely decided to engage in stepping up their direct donation efforts. We knew from staying in touch with staff and volunteers that they had growing immediate needs (when you do good work, word gets out). Those immediate needs couldn’t wait for our endowment to actuate, so we began contributing annually at Christmastime. 

Then when asked, we committed in 2018 to contributing to Impact OBX, a long-term direct donation campaign, because we believe there is a great and increasing number of challenges that our hard-working neighbors must get past. Therefore, our donations will go directly to that RELIEF, as directed by the most trustworthy “stewards” of the OBRF. We also will support GivingTuesdayNow.

We feel very blessed to have our health and adequate resources to enjoy life. A long-time friend, a pastor, who recently passed away would say “Save some grace for those who really need it, the reward is in the effort.” Thus, we encourage others to give now and to plan their estates not just to spare family members the hardship of guessing what to do, but to include some form of planned giving. All can include in their legacy the caring for humanity’s future by supporting worthy (i.e. researched, vetted) organizations committed to that mission. OBRF is the one at the top of our list for now and the future.

Giving Tuesday Now Logo


Meet Thomas Rice


These services are most helpful to the people we counsel. A printable version is here.

  1. Dare County Department of Social Services – (252) 475-5500
  2. Interfaith Community Outreach – (252) 480-0070
  3. Patient Advocate Foundation (A national organization providing case management, co-pay relief and financial aid to people with all kinds of health challenges) – (800) 532-5274
  4. Beach Food Pantry – (252) 261-2756
  5. Mt. Olivet UMC Church Food Pantry – (252) 473-2089
  6. Hatteras Island Methodist Food Pantry – (252) 475-0147
  7. Community Care Clinic of Dare (primary care and access to specialist care for the uninsured) – (252) 261-3041
  8. Outer Banks Hospital Cancer Services – (252) 449-4556
  9. UNC Cancer Nurse Navigator – (252) 449-8265
  10. Hands of Hope Cancer Assistance Services – (252) 216-9400
  11. Outer Banks Cancer Support Group – (252) 480-0070
  12. NC Breast & Cervical Cancer Control Program (free screenings and assistance with treatment) – (252) 475-5003 Hatteras Island Cancer Foundation – (252) 473-0830
  13. Cape Hatteras Electric Cooperative – (252) 995-5616
  14. Room In The Inn (homeless shelter)- (252) 441-7476
  15. OBX Hotline (call to get help regarding suicide, family problems, depression, substance abuse, domestic violence and sexual assault) – (252) 473-5121
  16. NC Division of Vocational Rehabilitation Services (If you have a disability that prevents you from achieving career success or independence in the community of your choice, DVRS can connect you to services and resources to help you meet your goals) – (252) 331-4768
  17. River City Community Development Corporation (They distribute federal and other funds to prevent foreclosure on homes) – (252) 331-2925
  18. Albemarle Commission (Hertford) (They deliver services to the older adult population in the areas of Supportive Services, Nutrition, Elder Rights, Caregiver Support and Health and Wellness) – (252) 426-5753
  19. Legal Aid of North Carolina – (866) 219-5262

Please call 211 from your phone for a full list or search at

Tribe OBX presents: The Power of Service

Throwdown Surf Classic Raises Funds for Two Local Families

On September 28, 2019, families, friends, competitors, and volunteers gathered in Southern Shores for the 11th Annual Throwdown Surf Classic. The 2019 event was the largest in its history with 173 competitors, and 37 heats for 15 different divisions. 

The organizers, volunteers and sponsors raised $31,000 in total, $15,000 each for Sonny Albarty and family and Ian Simmons and family and $1,000 for the Outer Banks Relief Foundation. Sonny, age 17, suffers from pulmonary hypertension and recently had a double lung transplant. Ian Simmons suffered a brain trauma from a fall earlier this summer. Both families face large financial challenges. 

The Outer Banks Relief Foundation has been assisting people who live and work on the Outer Banks who are burdened with financial difficulties due to a debilitating disease, illness, or other tragedy since 2005. The foundation has distributed over $1.8 million in financial assistance to 938 local families.

The Relief Foundation’s Patty McKenna (2nd from right) accepts a check for $31,000
from Throwdown Organizer’s Joe McGraw, Greg & Cara Sherman, and Amy Robinson.